Describes several issues regarding automobile repossession, including the creditor or lessor's right to seize and sell the vehicle and sue the consumer for any deficiency, and the consumer's rights and obligations upon seizure and resale. Provides a brief overview of repossessions which might constitute "breaches of the peace," and which may therefore be unlawful. Also describes steps consumers can take to prevent repossession, including working out payment arrangements with the creditor and seeking help from a credit counselor. Indicates that state laws differ regarding many of these issues, so this site should be used as a general resource.
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