Resource Description:

Questions answered by the resource:

Common questions and answers about health insurance coverage in Washington. Topics covered include rights upon separation from employment, preexisting conditions, self-funded plans, and the guaranteed ability to obtain individual health insurance in Washington.

• I had health insurance through my employer, but I no longer work there. When will my coverage terminate?

• Can I continue my health insurance coverage through COBRA?

• Is my employer's "self-funded" health insurance plan exempt from some state insurance laws?

• How do I appeal denial of a claim under a self-funded health insurance plan?

• Can my new employer's health plan deny me coverage because of a preexisting condition?

• Can my health plan exclude or limit coverage for preexisting conditions?

• My primary care physician won't refer me to the specialist I need. What are my rights?

• Do I have guaranteed access to health insurance in Washington?

• Can a participating provider in my managed care program charge me more than the company allows?